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NO.
#1611ba56
Topic
INDIE BUSINESS
Source
r/smallbusiness
Published
2026-05-21 04:21:22
Importance
★ 4/10 — radar 40

Stop Taking Business Debt Unless It Pays Back Within 90 Days

Debt only helps when it turns into more cash quickly. Use capital for margin or cash-flow timing, not vanity upgrades or broken ops.

[ KEY POINTS ]
  1. The funding rule is blunt: every dollar borrowed should return more than $1 within 90 days.
  2. Bulk inventory that improves margins can justify debt; office remodels and image spending cannot.
  3. Debt taken to cover operational chaos makes failure faster. Fix pricing, delivery, and cash flow first.
Originalwww.reddit.com/r/smallbusiness/comments/1tj9iay/a_plea_from_a_guy_who_literally_provides_business/Read original →

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